Pay by text (SMS payments) is a mobile payment solution that enables businesses to send secure payment requests via text message, allowing customers to pay instantly from their smartphones. By using text-to-pay technology, businesses can streamline payment processing, improve customer convenience, and reduce payment friction.
For high-risk merchants or businesses with recurring billing models, SMS payments provide a fast, reliable, and compliant way to collect payments without requiring customers to log into a portal or visit a website.
Customers receive a payment request via SMS containing a secure link. Once the link is clicked, they can:
Businesses can automate text payment reminders for subscriptions, invoices, and overdue balances, ensuring on-time payments and reducing collection efforts.